Coinbase Expands Morpho Loans, Letting Users Borrow Against Bitcoin at a Fixed Rate

Coinbase Expands Morpho Loans, Letting Users Borrow Against Bitcoin at a Fixed Rate

Coinbase expands Morpho loans for bitcoin holders

Coinbase is expanding a lending product tied to Morpho, according to a Decrypt report published on September 23, 2026. The report's headline says the expansion lets customers borrow against their bitcoin at a fixed rate.

A fixed rate means the cost of the loan stays at one set number instead of changing over time. Borrowing against bitcoin means using the cryptocurrency as collateral, meaning the lender can take that bitcoin if the loan is not repaid.

What the report's headline states

  • Coinbase is expanding loans linked to Morpho.
  • The report's headline says customers can borrow against bitcoin at a fixed rate.
  • The report was published by Decrypt on September 23, 2026.

Key details were not in the available material

The supplied source material contained the report's headline, its web address and the surrounding page, but not the body of the article. Because of that, Newisty cannot confirm several basic points about the product, including:

  • The fixed rate itself, or any other loan terms.
  • Which collateral assets are accepted.
  • Which customers can use the service and in which countries.
  • Whether the product is already available or launching later.
  • What Morpho is and how exactly it fits into the Coinbase product.
  • Any statement from Coinbase or Morpho.

None of these points should be treated as confirmed based on the material available.

Sources

Newisty Editorial Team
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Newisty Editorial Team

Technology · Crypto · Digital Economy
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Newisty Editorial Team covers technology, cryptocurrency, digital products, online platforms, developer tools and the wider digital economy. Our content is researched from official sources, company announcements, public documentation, market data and other primary or reputable sources. Articles are reviewed and edited before publication for clarity, accuracy and useful context.

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