OUSD stablecoin group sets 0.1 basis point fee and offers partners equity pool
Open Standard charges a tiny fee on OUSD payments, documents show
OpenUSD (OUSD), a stablecoin — a token designed to hold a steady value against traditional money — introduced earlier this year by Stripe, Visa, Mastercard, Coinbase and Shopify, will charge a 0.1 basis point management fee on payment volume, capped at $0.01 per payment. The details come from private documents seen by Coindesk and reported on Nov 3, 2026.
The fee is paid to Open Standard, the company behind the stablecoin. Its founding partners — Stripe, Visa, Mastercard, Coinbase and Shopify — have each committed $1 billion or more in near-term launch liquidity, according to the report.
Key points
- OUSD charges 0.1 basis points on payment volume, capped at $0.01 per payment.
- Payments of $1,000 or more pay the $0.01 cap; smaller payments pay 0.1 bp of the amount.
- Partners can earn equity in the project based on how much OUSD they hold and move.
- To qualify for the equity pool, a partner must hold at least $50 million, and no single partner can own more than 5%, even with all warrants earned.
- Visa released more than 100 pages of technical implementation and user guidance for firms integrating OUSD through the Visa Stablecoin Platform.
What the fee documents say
According to the documentation, the fee works out to very small amounts. Moving $1 million at 0.1 bp might have cost $10, but the $0.01 cap applies instead. The document states: "Payments of $1,000 or more pay the $0.01 cap. Smaller payments pay 0.1 bp of the amount."
OUSD is meant to make cross-border settlement simple and reduce fiat currency conversions to near zero, according to Open Standard.
How OUSD differs from USDT and USDC
With established stablecoins like Tether's USDT and Circle's USDC, the issuer keeps the interest earned on reserves. OUSD instead distributes that interest to its partners, minus the 0.1 bp management fee or the $0.01 cap.
Partners can earn equity through holdings and flows
A separate document describes an annual equity earn-in pool. Each month, the OUSD platform measures how much of the stablecoin partners hold and move, and that determines their share of the pool. The $50 million minimum and the 5% ownership cap apply, the document stated.
Visa publishes integration guidance
Alongside the fee and equity documents, Visa released over 100 pages of technical implementation and user guidance for partner firms connecting to OUSD through the Visa Stablecoin Platform.
What is confirmed and what is not
The fee structure, equity pool terms, partner commitments, and Visa guidance come from private documents seen by Coindesk. They have not been independently published by Open Standard in the supplied material, so readers should treat them as reported rather than officially announced.
Sources
Newisty Editorial Team covers technology, cryptocurrency, digital products, online platforms, developer tools and the wider digital economy. Our content is researched from official sources, company announcements, public documentation, market data and other primary or reputable sources. Articles are reviewed and edited before publication for clarity, accuracy and useful context.