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Paypal Goods And Services Fee Calculator

PayPal's Goods and Services fee calculator helps you accurately determine the fees for your transactions. This handy tool allows you to make informed business decisions and save money on fees. Simply input your transaction details and let the calculator do the rest. Try it out now and see how much you can save!

Goods Services PayPal Fee Payment Cost Net Amount

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Fixed fees vary by transaction currency.
$
$
Required for external crypto transfers.
Total Fee
$0.00
Rule: --
Amount
$0.00
Fee
$0.00
Net
$0.00

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PayPal Goods and Services Fee Calculator

PayPal's Goods and Services fee calculator helps you determine the fees charged for commercial transactions, including buying and selling goods or services. Fees vary based on transaction type, location (domestic or international), currency conversion, and special cases like cryptocurrency or donations. Use this tool to estimate costs and make informed pricing decisions.

PayPal Goods and Services Fee Structure (Updated on 3 July, 2026)

Transaction Type Fee Structure
Domestic Commercial Transactions (U.S.) 3.49% + fixed fee
International Commercial Transactions 3.49% + fixed fee + 1.50% international fee
Fixed Fee (Based on Currency Received)
  • USD: $0.49
  • EUR: €0.39
  • GBP: £0.39
  • CAD: CA$0.59
  • AUD: A$0.59
  • Other currencies: See full table below
Currency Conversion (Paying in Different Currency) 4.00% conversion spread (or as disclosed during transaction)
Currency Conversion (Other Transactions) 3.00% conversion spread (or as disclosed during transaction)

How the Calculator Works

Enter the transaction amount, select whether it's domestic or international, and choose the currency. The calculator will display:

  • The base fee (percentage + fixed fee).
  • Additional fees for international transactions (1.50%).
  • Currency conversion costs (if applicable).
  • Special cases like cryptocurrency transactions or donations.

Why Use the PayPal Goods and Services Fee Calculator?

This tool is essential for businesses and individuals using PayPal for commercial transactions. It helps:

  • Accurately estimate fees to adjust pricing and maintain profitability.
  • Compare costs for domestic vs. international sales.
  • Account for currency conversion fees when selling globally.
  • Plan budgets for large transactions, recurring payments, or cryptocurrency sales.

Fixed Fees for Goods and Services (Based on Currency Received) (Updated on 3 July, 2026)

Currency Fixed Fee
Australian dollar (AUD)0.59 AUD
Brazilian real (BRL)2.90 BRL
Canadian dollar (CAD)0.59 CAD
Czech koruna (CZK)9.00 CZK
Danish krone (DKK)2.90 DKK
Euro (EUR)0.39 EUR
Hong Kong dollar (HKD)3.79 HKD
Hungarian forint (HUF)149.00 HUF
Israeli new shekel (ILS)1.60 ILS
Japanese yen (JPY)49.00 JPY
Malaysian ringgit (MYR)2.00 MYR
Mexican peso (MXN)9.00 MXN
New Taiwan dollar (TWD)14.00 TWD
New Zealand dollar (NZD)0.69 NZD
Norwegian krone (NOK)3.90 NOK
Philippine peso (PHP)25.00 PHP
Polish zloty (PLN)1.89 PLN
Russian ruble (RUB)39.00 RUB
Singapore dollar (SGD)0.69 SGD
Swedish krona (SEK)4.09 SEK
Swiss franc (CHF)0.49 CHF
Thai baht (THB)15.00 THB
UK pounds sterling (GBP)0.39 GBP
US dollar (USD)0.49 USD

Cryptocurrency Fees (Updated on 3 July, 2026)

Purchase, Sale, or Conversion Amount (USD) Fee
1.00 - 74.99 USD2.20%
75.00 – 200.00 USD2.00%
200.01 – 1000.00 USD1.80%
1000.01 USD +1.50%

Cryptocurrency Transfer Fees (Updated on 3 July, 2026)

Transfer Type Fee
Receiving a crypto transferNo fee
Transferring crypto to another PayPal or Venmo branded cryptocurrency accountNo fee
Transferring crypto to an address outside of PayPal or VenmoCryptocurrency network fee (varies)
Using PayPal as a funding source to buy and transfer crypto in one step to external wallets (non-PYUSD)Transaction fee (1.50%–2.20%) + 1% on USD value of transferred crypto
Using PayPal as a funding source to buy and transfer PYUSD in one step to external wallets1.5% on USD value of transferred PYUSD
Transferring and selling crypto out of supported external wallets in one step (non-PYUSD)Transaction fee (1.50%–2.20%) + 1% on USD value of received crypto
Transferring and selling PYUSD out of supported external wallets in one step1.5% on USD value of received PYUSD

Donation Fees (Updated on 3 July, 2026)

Transaction Type Fee Structure
Receiving Domestic Donations (Donate Button or PayPal Checkout for Donations)2.89% + fixed fee
Receiving International Donations2.89% + fixed fee + 1.50% international fee
Sending Domestic DonationsNo fee
Sending International Donations (no currency conversion)No fee

Fixed Fees for Donations (Based on Currency Received) (Updated on 3 July, 2026)

Currency Fixed Fee
Australian dollar (AUD)0.59 AUD
Brazilian real (BRL)2.90 BRL
Canadian dollar (CAD)0.59 CAD
Czech koruna (CZK)9.00 CZK
Danish krone (DKK)2.90 DKK
Euro (EUR)0.39 EUR
Hong Kong dollar (HKD)3.79 HKD
Hungarian forint (HUF)149.00 HUF
Israeli new shekel (ILS)1.60 ILS
Japanese yen (JPY)49.00 JPY
Malaysian ringgit (MYR)2.00 MYR
Mexican peso (MXN)9.00 MXN
New Taiwan dollar (TWD)14.00 TWD
New Zealand dollar (NZD)0.69 NZD
Norwegian krone (NOK)3.90 NOK
Philippine peso (PHP)25.00 PHP
Polish zloty (PLN)1.89 PLN
Russian ruble (RUB)39.00 RUB
Singapore dollar (SGD)0.69 SGD
Swedish krona (SEK)4.09 SEK
Swiss franc (CHF)0.49 CHF
Thai baht (THB)15.00 THB
UK pounds sterling (GBP)0.39 GBP
US dollar (USD)0.49 USD

Sending Money Fees (Updated on 3 July, 2026)

Transaction Type Fee Structure
Sending Domestic Personal Transactions (PayPal balance or bank account)No fee
Sending Domestic Personal Transactions (Cards)2.90% + fixed fee
Sending Domestic Personal Transactions (Amex Send™ Account)No fee
Sending International Personal Transactions (PayPal balance or bank account)5.00% (min $0.99, max $4.99)
Sending International Personal Transactions (Cards)5.00% (min $0.99, max $4.99)
Sending International Personal Transactions (Amex Send™ Account)5.00% (min $0.99, max $4.99)

Fixed Fees for Personal Transactions (Based on Currency Received) (Updated on 3 July, 2026)

Currency Fixed Fee
Australian dollar (AUD)0.30 AUD
Brazilian real (BRL)0.60 BRL
Canadian dollar (CAD)0.30 CAD
Czech koruna (CZK)10.00 CZK
Danish krone (DKK)2.60 DKK
Euro (EUR)0.35 EUR
Hong Kong dollar (HKD)2.35 HKD
Hungarian forint (HUF)90.00 HUF
Israeli new shekel (ILS)1.20 ILS
Japanese yen (JPY)40.00 JPY
Malaysian ringgit (MYR)2.00 MYR
Mexican peso (MXN)4.00 MXN
New Taiwan dollar (TWD)10.00 TWD
New Zealand dollar (NZD)0.45 NZD
Norwegian krone (NOK)2.80 NOK
Philippine peso (PHP)15.00 PHP
Polish zloty (PLN)1.35 PLN
Russian ruble (RUB)10.00 RUB
Singapore dollar (SGD)0.50 SGD
Swedish krona (SEK)3.25 SEK
Swiss franc (CHF)0.55 CHF
Thai baht (THB)11.00 THB
UK pounds sterling (GBP)0.20 GBP
US dollar (USD)0.30 USD

Withdrawal Fees (Updated on 3 July, 2026)

Withdrawal/Transfer Type Fee
Standard Withdrawal to Bank Account (No currency conversion)No fee
Instant Withdrawal to Bank Account1.75% of amount transferred (min/max fees apply)
Standard Withdrawal to Eligible Debit Card (No currency conversion)No fee
Instant Withdrawal to Eligible Debit Card1.75% of amount transferred (min/max fees apply)
Check Withdrawal (Paper check mailed)1.50 USD (Fee only applies to PayPal personal accounts without a linked PayPal Balance account)

Minimum and Maximum Fees for Instant Transfer (Updated on 3 July, 2026)

Currency Minimum Fee Maximum Fee
US dollar (USD)0.25 USD25.00 USD

Credit Card and Debit Card Link and Confirmation Fees (Updated on 3 July, 2026)

Currency Fee
Australian dollar (AUD)2.00 AUD
Brazilian real (BRL)4.00 BRL
Canadian dollar (CAD)2.45 CAD
Czech koruna (CZK)50.00 CZK
Danish krone (DKK)12.50 DKK
Euro (EUR)1.50 EUR
Hong Kong dollar (HKD)15.00 HKD
Hungarian forint (HUF)400.00 HUF
Israeli new shekel (ILS)8.00 ILS
Japanese yen (JPY)200.00 JPY
Mexican peso (MXN)20.00 MXN
New Taiwan dollar (TWD)70.00 TWD
New Zealand dollar (NZD)3.00 NZD
Norwegian krone (NOK)15.00 NOK
Philippine peso (PHP)100.00 PHP
Polish zloty (PLN)6.50 PLN
Russian ruble (RUB)60.00 RUB
Singapore dollar (SGD)3.00 SGD
Swedish krona (SEK)15.00 SEK
Swiss franc (CHF)3.00 CHF
Thai baht (THB)70.00 THB
UK pounds sterling (GBP)1.00 GBP
US dollar (USD)1.95 USD

Special Cases and Exceptions

  • Ukrainian Accounts: Fees for sending/receiving funds to/from Ukrainian PayPal accounts are temporarily waived (as of July 2026). Exchange rates or bank fees may still apply.
  • Donations: Donations via PayPal’s Donate Button or Checkout for Donations follow a fee structure of 2.89% + fixed fee for domestic transactions and 2.89% + fixed fee + 1.50% for international transactions.
  • Cryptocurrency: Buying/selling crypto incurs separate fees (1.50%–2.20% based on transaction amount). Transferring crypto to external wallets may include additional fees.
  • No Fee for Buyers: Paying for goods/services is free unless currency conversion is involved.
  • Currency Conversion: Transactions involving currency conversion include a 4.00% spread for commercial transactions and 3.00% for other transactions.

Additional Resources

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