Etsy Fee Calculator

What the calculator models

The left column collects the sale price, shipping charged to the buyer, item cost, shipping cost to you, payment processing region, currency conversion, regulatory operating fee, offsite ads, and listing fee. The right column shows revenue, total cost, total Etsy fees, net profit, and margin.

Revenue is the sale price plus shipping and gift wrapping charged. Total cost is the item cost plus your shipping cost. Etsy fees are calculated on the revenue and the selected options. Profit is revenue minus both cost and fees, and margin is profit divided by revenue.

The breakdown table lets you see which fee is eating the margin. That is more useful than a single total when you are deciding whether a free-shipping offer or a discounted price still works.

The fee lines (Updated on 30 October, 2026)

• Transaction fee: 6.5% of the sale price plus shipping and gift wrapping charged.
• Listing fee: a per-listing amount of $0.20 USD. Listings expire after four months.
• Payment processing: varies by bank location. Typical rates include US 3% + $0.25, UK 4% + £0.20, Canada 3% + $0.25, Australia 3% + $0.25, and EU (various) 4% + €0.30.
• Regulatory operating fee: applied in specific countries like the UK, France, Italy, Spain, and Turkey as a percentage of the price and shipping.
• Offsite ads: 15% for shops with under $10,000 in sales (can opt out) or 12% for shops with over $10,000 in sales (mandatory), capped at $100 per order.
• Currency conversion: a 2.5% fee applied if your bank account currency differs from your listing currency.

The payment processing fee is assessed on the total amount of the sale, including tax and shipping. This means shipping charged to the buyer attracts both processing and transaction fees. Free shipping is not free from a fee perspective.

How to estimate profit

1. Enter the sale price the buyer pays for the item.
2. Add any shipping and gift wrapping fees you charge the buyer.
3. Enter what the item costs you to produce or acquire, including packaging.
4. Enter what you pay to ship the order to the customer.
5. Select the payment processing region that matches your bank account location.
6. Enable currency conversion, regulatory operating fees, or offsite ads only if they apply to your specific shop and sale.
7. Check the profit and margin, then adjust the price or cost to see the effect.

If the margin is negative, the sale is losing money before income tax. If it is positive but thin, a refund, a return, or an ad click can wipe it out. Build a buffer rather than pricing at break-even.

Offsite ads and conversion (Updated on 30 October, 2026)

The offsite ads option adds a percentage of revenue, capped at $100 USD per order. The 15% rate is the standard option for smaller shops; the 12% rate is for shops that have made more than $10,000 USD in sales over the prior 365 days, at which point the program becomes mandatory for the lifetime of the shop.

Currency conversion adds 2.5% of the sale amount. This is required when you list items in a currency other than that of your payment account. It is a specific transaction cost, not a general buffer for exchange rate fluctuations.

The regulatory fee is a country-specific percentage of the price and shipping. The page offers a fixed list based on Etsy's current policy for sellers in the UK, EU, and other regulated markets. If your country is not listed, choose None and account for it separately.

Revenue is not profit

A $50 sale with a $20 item cost and no shipping does not produce $30 of profit. The transaction fee, payment processing, and listing fee are deducted first. The calculator exists to make that gap visible and help you set sustainable prices.

Shipping charged to the buyer increases revenue but also increases the percentage-based fees (transaction and processing). If you charge $10 shipping and spend $10 on the label, the shipping is neutral on your direct costs but adds to the total fee base, which can reduce your overall profit margin.

Discounts work the same way. A 10% discount lowers revenue, but your item cost stays the same. The margin falls faster than the price. Use the calculator to see the real effect on your take-home pay before running a promotion.

Limits and privacy

The calculator runs locally in your browser. The amounts and selections are not uploaded to our servers. It does not connect to your Etsy shop, import orders, or file taxes on your behalf.

It does not model income tax, Etsy Plus subscription fees ($10/month), Etsy Ads (search ads), one-time shop set-up fees, or payment reserves. Those factors can change the true net profit reflected in your bank account.

The stored rates are updated based on Etsy's Fees & Payments Policy. Use the result as a planning estimate and reconcile it with your monthly Etsy payment account statements and bank records.

Pricing for a target margin

If you want a specific profit margin, start from the costs and work forward. Add the item cost and your shipping cost, then account for the fee percentages and fixed fees. Because several fees are a percentage of revenue, raising the price also raises the total fee amount. A simple markup on cost is usually not enough to cover the platform's take.

Use the calculator iteratively. Enter a price, read the margin, and adjust. If you want a 30% margin and the current price gives 18%, raise the price and recalculate. Fixed fees like the $0.20 listing fee and processing minimums become less significant at higher price points, so the margin often improves faster than a linear estimate suggests.

Do not forget the listing fee and any ad or conversion costs. A $0.20 listing fee is negligible on a $100 sale but represents 10% of the revenue on a $2 digital download. The calculator shows every line item so you can decide if low-priced items are worth the effort.

Reading the breakdown (Updated on 30 October, 2026)

The breakdown separates the transaction fee, listing fee, payment processing, regulatory fee, offsite ads, and currency conversion. The payment processing line includes both the percentage and the fixed fee (e.g., $0.25) in a sub-row, so you can see how much is variable based on the price and how much is fixed per transaction.

Revenue is the sale price plus shipping charged. Total cost is the item cost plus your shipping labels. Profit is revenue minus total cost and Etsy fees. Margin is profit divided by revenue. This distinction matters because platform fees are calculated as a percentage of revenue, not as a percentage of your cost.

If the margin is negative, the breakdown usually shows why: a high item cost relative to the price, a large ad fee, or shipping charges that don't cover the combined cost of the label and the associated fees.

When to revisit the numbers

Revisit the calculation whenever Etsy updates its Fees & Payments Policy, when your shop crosses the $10,000 annual sales threshold for mandatory offsite ads, or when your supplier costs change. A calculation from a previous year may be inaccurate if processing rates or regulatory requirements have shifted.

Also revisit your pricing when you change shipping carriers or packaging. Small increases in label costs can erase a margin that looked healthy at the start of the year. The calculator is a tool for ongoing business health, not just for the first day you open your shop.

Keep a copy of your assumptions with the result. Comparing your estimates to your actual Etsy "Amount" in the Payment Account helps you fine-tune your cost entries for better accuracy in the future.

Frequently Asked Questions